Post Retirement
Post Retirement Planning is about two major factors – the investment of your assets and taxation planning to ensure that your after tax income in retirement is maximised.
Ethos Financial Advisers can assist with both asset structuring in retirement, and investment planning.
Investment planning in retirement is about ensuring your capital is protected and that your investments can grow in the future to meet your retirement income needs. Asset allocation is particularly important in retirement planning. Ethos Financial Advisers are conservative in their approach to investment.
Asset structuring means where your assets are invested, whether in superannuation or your own name or some other structure.
We can also assist in maximising your entitlement to the age pension.
Your income from superannuation may be drawn by an account based pension, through lump sum withdrawals or through an annuity and we can assess the most appropriate structure to meet your income requirements over the long term.